What can you build with Fluidly?
Fluidly is not like any finance app you've seen — it's a visual toolkit you arrange yourself. Bring your own data, shape it however your work flows, and let it stay live. Here are three of the things finance teams put together first.
Know about the payments that matter — the moment they appear.
Set a rule once — for example, label every withdrawal over SEK 50,000 in a given period — and Fluidly tags them for you as they happen. No more scrolling statements hunting for the big movements; the filter does it, every time.
Your board's metrics, recomputed as the data lands.
Build the metrics your board actually asks for — EBITDA, current ratio, whatever matters to you — straight from live ERP data. You define the formula once; it stays current as the numbers move. Your figures by your definitions, auditable end to end.
Bring your Excel — then make it live.
Drop in an Excel file, connect a time filter and a category filter, and drag them onto your data. Filter by period, by category, by counterparty — and watch the cash flow of just that selection recompute instantly. It's the spreadsheet work you already do, except you do it once and it stays live.
Built in Europe, hosted in Europe.
Your data stays here. Fluidly runs on EU infrastructure end-to-end — no US cloud, no transatlantic transfers, no CLOUD Act reach. Code and data hosted in Sweden and Norway.
Five kinds of building block.
Everything above is assembled from the same visual toolkit. Connect a source, shape the data, see the result — like a spreadsheet, but live.
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Sources
Bank accounts across 3,000+ EU banks; ERP and bookkeeping data across 13 vendors in SE/NO/DK/FI.
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Filter
By time, amount, category, text, or threshold.
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Calculate
Arithmetic, run a value through a business model, periodize over time, take min/max/average across a period, convert currencies on up-to-date rates. Each block is a live Excel cell.
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Trigger
On a click, a schedule, a calendar event, an API call, or when an amount crosses a level.
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Action
Send the result by email — or, while your business canvas is open, play a custom melody when something fires.
Every number is yours to account for.
Fluidly never puts AI between your data and your eyes — nothing fetches, distills, or decides what you see on its own. Every figure on your business canvas is plain, deterministic math, traceable straight back to a bank statement or ERP entry. Historical FX uses the reference rate for the actual date, so yesterday's position stays yesterday's position. When you do bring AI in, you operate it — you write the prompt, you own the result. Accountability stays with you, never hidden inside the tool.
See it on your own data.
Don't see your ERP? Get in touch — we add vendors as customers need them.
Want the transaction and treasury-automation layer too? That's what we're building next →